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Administrative support for buying in Spain

Buying a property in Spain from Switzerland goes through a handful of formalities: obtaining a NIE, opening a Spanish bank account, signing the reservation contract, then the deed at the notary, paying the taxes and duties on the purchase, and filing your first tax returns. We take care of the paperwork with you, in French, with the eye of a Geneva fiduciary, so that nothing gets in the way of your purchase and nothing surprises you afterwards. This support is included in our service and costs you nothing.

How it works

1. NIE and bank account

The NIE is the identification number every foreign buyer needs in Spain, and a Spanish bank account is needed for the payments and the running costs of the property. We handle both applications for you; you only sign what has to be signed.

1. NIE and bank account

2. Reservation and contract

You reserve the property with the developer, then sign the purchase contract. We check the documents with you, explain the payment schedule and make sure your money goes to the blocked account provided for it. We coordinate with your lawyer, your bank and the developer.

2. Reservation and contract

3. Signing at the notary

The deed is signed in person, in Spain. We prepare the appointment with you: documents to bring, funds to transfer, taxes and duties to pay, so that the signing day holds no surprises. Whenever possible, we plan it around a trip you are already making.

3. Signing at the notary

4. After the purchase

Owning a property in Spain comes with a few annual obligations, in Spain and in your Swiss tax return. We explain what is due, when, and to whom, so that your first declarations are done right from the start.

4. After the purchase

Why let RB Place handle the paperwork

Everything is done in the right order. A missing NIE, an account that is not open yet or a document left in Switzerland can delay a signing by weeks. We know the sequence and we start the steps early: NIE and bank account before the reservation, contract checked before the first payment, payments on the blocked account, appointment at the notary prepared in advance. You arrive at each step with what is needed.

You get a Geneva fiduciary’s reading of your Spanish purchase. VAT on a new property, the region’s registration duties, notary and land registry costs, then the yearly taxes of a non-resident owner and the way the property appears in your Swiss tax return: we explain the taxes and fees in advance, in your language, with figures and not vague promises. You decide with the full picture.

It costs you nothing. Our support is paid by the developer’s commission, so the price you pay is the developer’s price, and the paperwork is part of the service. It starts with a personalised property search, continues with a viewing trip, and follows you through to your keys and your first declarations. Browse the full catalogue to see what is available now.

Help Center

Frequently asked questions

What is the NIE and do I really need one?

The NIE is the identification number issued to foreigners in Spain. Without it, you cannot sign a purchase deed, open a bank account or pay the taxes on your property. We prepare and file the application for you, before the reservation, so that it never holds up the purchase.

What is the NIE and do I really need one?

Do I need a Spanish bank account?

Yes. The payments to the developer, the taxes and later the utility bills and community fees all go through a Spanish account. We handle the opening for you, with the bank, and tell you what it needs from you.

Do I need a Spanish bank account?

Do I have to travel to Spain to sign?

Yes. The deed is signed in person at the notary. We prepare the appointment with you and, whenever possible, combine it with a trip you are already planning, for viewings or for the key handover.

Do I have to travel to Spain to sign?

Yes. The deed is signed in person at the notary. We prepare the appointment with you and, whenever possible, combine it with a trip you are already planning, for viewings or for the key handover.

Which taxes are paid on a new-build purchase?

In Spain, a new property carries VAT at 10%, plus registration duties whose rate depends on the region, plus notary and land registry fees. We give you the exact amounts for the property you are considering before you commit, and our tax guide covers the annual taxes that follow.

Which taxes are paid on a new-build purchase?

Ask us about the formalities

Tell us where you are in your project. We explain the steps ahead and take care of the paperwork with you, in French.