Property in Spain, from Geneva

Apartments, bungalows and villas on the Costa Blanca, the Costa Cálida and the Costa de Almería. One contact in Geneva, a partner on site in Torrevieja, a service that is free for the buyer.

Explore Properties

800

Projects Listed

Happy Clients

2017

Established

Property in Spain, from Geneva

Apartments, bungalows and villas on the Costa Blanca, the Costa Cálida and the Costa de Almería. One contact in Geneva, a partner on site in Torrevieja, a service that is free for the buyer.

Explore Properties

800

Projects Listed

Happy Clients

2017

Established

Property in Spain, from Geneva

Apartments, bungalows and villas on the Costa Blanca, the Costa Cálida and the Costa de Almería. One contact in Geneva, a partner on site in Torrevieja, a service that is free for the buyer.

Explore Properties

800

Projects Listed

Happy Clients

2017

Established

What We Do

Why buy your property in Spain with RBplace

Buying in Spain from abroad has its own hurdles: the distance, the language, a different legal process, cross-border tax and banking questions, and intermediaries you have never met. Too many buyers end up with a local agency that understands neither their tax situation nor their expectations. RBplace was set up in 2017 to close that gap.

An office in Geneva, a partner in Torrevieja

You meet us at Rue de Rive 8 in Geneva, as you would your bank or your fiduciary. On the Costa Blanca, our French-speaking partner organises the viewings, deals directly with the developers and follows the construction sites through to delivery.

More than 800 properties on three coasts

Apartments, bungalows, townhouses and villas on the Costa Blanca, the Costa Cálida and the Costa de Almería, from more than twenty partner developers we have worked with since 2017. We are tied to no single developer: we show you what fits your project, not only what we have to sell.

The expertise of a Swiss fiduciary

RBplace is a brand of Fiduciaire Bleich Sàrl, a Geneva fiduciary. The tax side of your purchase (double-taxation agreement, wealth declaration, rental income, resale) is part of the conversation from the first meeting, not a footnote.

One contact from A to Z

Lawyer, notary, bank, translator, rental manager: we coordinate them all and you keep a single contact from start to finish. Deposits go to a blocked account until signing at the notary, as Spanish law requires, and we check that it is applied. After the keys, after-sales support stays free.

Why Choose Us

Our services for your property purchase in Spain

From the first selection to after-sales, six services included in our support. All of them are free for the buyer: our commission is paid by the developer.

Personalised property search

Looking for an apartment or villa on the Costa Blanca, Costa Cálida or Costa de Almería? We shortlist the properties that match your budget, your project (holiday home, retirement in the sun or rental investment) and your criteria. Expert screening, managed from Switzerland, so you only visit what is worth your time.

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Personalised property search

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Personalised property search

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On-site viewings

We organise your viewing trip to Spain over one to three days, with a schedule built around your criteria. You visit the selected apartments and villas in the Alicante province, in Torrevieja, Orihuela Costa, the Murcia region or on the Costa de Almería, accompanied by a local adviser who answers all your questions before, during and after the visit.

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On-site viewings

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On-site viewings

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New-build and turnkey homes

Specialized in new developments, we offer modern apartments and villas in prime locations, delivered turnkey. A secure investment and an ideal option for a holiday home or relocation.

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New-build and turnkey homes

Specialized in new developments, we offer modern apartments and villas in prime locations, delivered turnkey. A secure investment and an ideal option for a holiday home or relocation.

Learn more →

New-build and turnkey homes

Specialized in new developments, we offer modern apartments and villas in prime locations, delivered turnkey. A secure investment and an ideal option for a holiday home or relocation.

Learn more →

Administrative assistance

Buying in Spain from Switzerland involves a few formalities: obtaining your NIE, opening a Spanish bank account, the reservation contract, signing at the notary, VAT and purchase taxes, then your first tax returns. We guide you through every step, with the perspective of a Geneva fiduciary, for a property purchase in Spain with no unpleasant surprises.

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Administrative assistance

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Administrative assistance

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Trusted property developers

We only work with Spanish developers known for their build quality, on-time delivery and financial strength. Every new development is vetted before joining our selection: building licence, bank guarantee on deposits, local reputation. Partnerships built since 2017 on the Costa Blanca, Costa Cálida and Costa de Almería.

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Trusted property developers

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Trusted property developers

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After-sales service and property support

After completion, we remain your point of contact: construction follow-up and handover, help with furnishing, small repairs, holiday rental or property management, from the Costa Blanca to the Costa de Almería, contacts with local tradesmen and managers. Ongoing support for a stress-free move to Spain, even remotely from Switzerland.

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After-sales service and property support

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After-sales service and property support

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Featured Properties

Properties for sale in Spain

A selection from our catalogue. Browse all properties or start with a region: Costa Blanca North, Costa Blanca South, Costa Cálida or Costa de Almería.

Benejuzar, South Costa Blanca

4 Bedroom Chalet in Benejuzar, South Costa Blanca

202

m²

€

325,000

Torre Pacheco, Costa Cálida

Villa in Torre Pacheco, Costa Cálida

106

m²

€

755,000

Algorfa, South Costa Blanca

6 Bedroom Villa in Algorfa, South Costa Blanca

305

m²

€

965,000

Benitatxell, North Costa Blanca

6 Bedroom Villa in Benitatxell, North Costa Blanca

394

m²

€

4,236,000

Finestrat, North Costa Blanca

5 Bedroom Villa in Finestrat, North Costa Blanca

170

m²

€

895,000

Rojales, South Costa Blanca

5 Bedroom Villa in Rojales, South Costa Blanca

229

m²

€

587,000

Buying in Spain from abroad: process, tax and financing

The buying process

Five steps: the NIE (Spanish tax number), a Spanish bank account, a reservation contract with a legal check of the property by an independent lawyer, the private purchase contract with its staged payments, then the deed at the notary. Count one to two months for a completed property and 12 to 24 months for an off-plan purchase, with deposits covered by a bank guarantee. On top of the price, budget 12 to 14 % for VAT (10 %), stamp duty (1.2 to 1.5 % depending on the region), notary, land registry and lawyer. We handle the NIE and the bank account for you (administrative support) and organise the viewing trip. Before you start, read the 5 mistakes to avoid when buying property in Spain.

Tax

Where you are tax resident decides most of it. A non-resident owner pays Spanish tax on rental income (19 % for EU/EEA residents, 24 % on gross income for others, Switzerland included) and 19 % on the capital gain at resale, with 3 % of the price withheld by the buyer. The property is then declared in your home country under the applicable double-taxation agreement. For Swiss residents, our tax guide for Swiss buyers in Spain goes through wealth tax, rental income and resale point by point.

Financing

Two routes. A Spanish mortgage, with banks lending non-residents up to 60 to 70 % of the appraised value over 20 to 25 years. Or a pledge of your securities portfolio with your own bank at home (Lombard loan or mortgage secured on your assets), often faster and on better terms when the banking relationship already exists. We prepare the file with you and point you to the Spanish banks used to non-resident buyers.

Help Center

Frequently asked questions about property in Spain

What does RB Place actually do?

We help you find and buy a new-build apartment, townhouse or villa on the Costa Blanca, Costa Cálida and Costa de Almería: property search, viewing trips, the administrative steps and support after the keys. We are based in Geneva and work with a selected group of Spanish developers. The service is free for buyers, as the developer pays our commission.

What does RB Place actually do?

How much should I add to the price for taxes and fees?

On a new-build, count roughly 12 to 14% on top of the purchase price: 10% VAT, stamp duty of 1.2 to 1.5% depending on the region, plus notary and land registry fees. A lawyer is optional and usually costs around 1% more. We give you the exact figure for each property before you commit.

How much should I add to the price for taxes and fees?

Can I buy in Spain without living there?

Yes. Non-residents can buy freely. You need a Spanish tax number (NIE) and a Spanish bank account, both of which we help you obtain. The deed can be signed in person or through a power of attorney, so a second trip to Spain is not required.

Can I buy in Spain without living there?

How long does it take between reservation and keys?

For a completed property, typically one to two months. For a property bought off-plan, between 12 and 24 months depending on the stage of construction, with staged payments during the build and the balance at the notary. Deposits paid to the developer are protected by a bank guarantee.

How long does it take between reservation and keys?

Can I rent out my property when I am not using it?

Yes. Long-term rental is straightforward; short-term holiday rental requires a tourist licence and depends on the rules of the region and of the residents’ community, which we check before you buy. We can also introduce you to local property managers who handle everything on site.

Can I rent out my property when I am not using it?

What changes if I stay tax resident abroad?

Nothing for the purchase itself, everything for the declarations. The property is declared in your home country (wealth and income) under the applicable double-taxation agreement, and in Spain you pay non-resident tax on rental income and on the capital gain at resale. We go through your situation before the purchase, not after.

Let’s talk about your project

A first 30-minute call, by phone or video, is free and without commitment: we look at your project, your budget, the areas that suit you and the next steps. You are also welcome at our office, Rue de Rive 8 in Geneva.

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